Best Use of Equity

A HELOC, or Home Equity Line of Credit, is a revolving line of credit that allows homeowners to borrow against the equity in their house. Similar to a credit card, you can borrow money as needed up to a set limit, and the credit is replenished as you pay it back.

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HELOCs are available on primary residence, second homes, and investment properties.

A HELoan, or Home Equity Loan, is a fixed-rate loan that allows homeowners to borrow money against the equity in their home, receiving the funds as a single lump sum. The loan is secured by the home and involves regular, predictable monthly payments over a set term, similar to a second mortgage.

HELoans are a good option for large, planned expenses like home renovations or debt consolidation, as they offer stable payments and often have lower interest rates than unsecured loans. 

The easiest way to start investing and expanding your real estate portfolio, is using your current home's equity for the down payment on the next purchase. 

​A multifamily loan is financing used to acquire, refinance, or renovate properties with more than one residential unit. These properties can range from a duplex with two units to a large apartment complex with hundreds.

​Multifamily and commercial loans are available from several of our wholesale banks and are structured differently depending on the size and use of the property.

Starting from scratch can be overwhelming but comes with an enormous amount of reward. Don't be afraid to start your own subdivision. 

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We have bridge loans, construction loans, or accessing your current homes equity from a HELOC or HELoan can catapult your portfolio to the next level. 

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Qualifications under this category vary significantly, you will need to discuss your plans and goals with a qualified banker.